Accident Insurance: Financial Protection for Life’s Unexpected Events

Accidents can happen anywhere—at home, on the job, or during recreational activities—and the costs can quickly add up. With Lonestar Financial’s Accident Insurance, you receive direct cash benefits to help cover both medical and non-medical expenses, so you can focus on recovery without the financial stress.

Accident Insurance: Financial Protection for Life’s Unexpected Events

Accidents can happen anywhere—at home, on the job, or during recreational activities—and the costs can quickly add up. With Lonestar Financial’s Accident Insurance, you receive direct cash benefits to help cover both medical and non-medical expenses, so you can focus on recovery without the financial stress.

InjurCare

Key Benefits of Our InjurCare Plus Plan

Direct Cash Benefits

Payments go directly to you, allowing you the flexibility to use funds where they’re needed most, whether for medical bills, daily expenses, or travel costs.

Emergency Treatment Benefit

Receive up to $400 for emergency care within 14 days of an accident.

Hospitalization Coverage

Up to $800 per day if hospitalized for accident-related injuries, with a maximum benefit period of 180 days per accident.

Rehabilitation & Recovery Support

Financial support to cover rehabilitation costs and ongoing recovery needs.

Fracture and Dislocation Benefits

Up to $10,000 for fractures and up to $6,400 for dislocations, depending on the injury and severity.

Ambulance Services

Coverage up to $1,200 for ground transportation and $2,400 for air ambulance services.

Accidental Death and Dismemberment

Provides up to $40,000 for accidental death and up to $20,000 for dismemberment.

Physical Therapy Benefit

Receive up to $200 per day for physical therapy after discharge, with a maximum of 12 sessions per accident.

Family Support Benefits

Our Family Lodging Benefit provides up to $200 per day while a family member is hospitalized due to an accident, and the Family Education Benefit offers up to $20,000 for children’s tuition if the policyholder passes away due to an accidental injury.

InjurCare

Key Benefits of Our InjurCare Plus Plan

Direct Cash Benefits

Payments go directly to you, allowing you the flexibility to use funds where they’re needed most, whether for medical bills, daily expenses, or travel costs.

Emergency Treatment Benefit

Receive up to $400 per treatment for emergency care within 14 days of an accident.

Hospitalization Coverage

Up to $800 per day if hospitalized for accident-related injuries, with a maximum benefit period of 180 days per accident.

Fracture & Dislocation Benefit

Up to $10,000 for fractures and up to $6,400 for dislocations, depending on the injury and severity.

Ambulance Services

Coverage up to $1,200 for ground transportation and $2,400 for air ambulance services.

Physical Therapy Benefit

Receive up to $200 per day for physical therapy after discharge, with a maximum of 12 sessions per accident.

Family Support Benefits

The Money Back Advantage!

Our Return of Premium (ROP) feature ensures that if you stay healthy and don’t need to file claims, you’re eligible to receive 100% of your premiums back after 25 years or when you reach age 65. This way, you can enjoy financial protection while also preserving your investment.

Learn More Here

The Money Back Advantage!

Our Return of Premium (ROP) feature ensures that if you stay healthy and don’t need to file claims, you’re eligible to receive 100% of your premiums back after 25 years or when you reach age 65. This way, you can enjoy financial protection while also preserving your investment.

LEARN MORE HERE

I was riding my motorcycle and hit a deer. I was out of work for 18 months. Without this insurance, I wouldn’t have been able to pay my bills. It saved my life.

Julia, Minnesota

All three of my accidents happened at home on my own property…I never thought any of these accidents would happen to me. So happy we made the decision to buy this policy.

Patricia, Georgia

One week after signing up with Globe Life our youngest son wrecked his bike and broke his elbow…After the ER we had many visits with the ortho and 2 months of physical therapy. It was so nice to receive funds to cover what our insurance wouldn’t!

Brandon & Brynn, Utah